SBA Loans in Notre Dame, IN

SBA loans in Notre Dame offer qualifying businesses lower down payments, longer repayment terms, and flexible use of funds backed by the Small Business Administration.

SBA loans

What SBA Loans Offer Notre Dame Businesses

SBA loans deliver government-backed financing that reduces lender risk, allowing you to borrow larger amounts with down payments as low as 10 percent in many cases. The SBA 7(a) program covers working capital, equipment purchases, real estate acquisition, and refinancing. Terms stretch up to 25 years for commercial property and 10 years for equipment, smoothing cash flow for businesses along Angela Boulevard or near the University of Notre Dame campus. Because Laurelhaven Capital Group works as a broker, we compare multiple lender programs to find the structure that fits your revenue cycle and collateral.

Why Notre Dame's Economy Rewards Patient Capital

A bakery two blocks from the Golden Dome needs ovens and a walk-in cooler but cannot afford a five-year balloon payment. An SBA 7(a) loan spreads equipment costs over a decade, aligning payments with the seasonal traffic tied to football weekends and academic calendars. Restaurants serving students and visiting families benefit from longer amortization that absorbs the summer slowdown without forcing a refinance. Laurelhaven Capital Group sources lenders familiar with Notre Dame's unique rhythm, where August move-in and home-game Saturdays drive annual revenue but leave gaps in between.

SBA loans

How Laurelhaven Capital Group Guides Your SBA Application

We gather your financial statements, tax returns, and business plan, then match your profile to lenders active in the Notre Dame area. Our team pre-qualifies your request before submission, saving weeks of back-and-forth. You'll know which documents the SBA requires and how underwriters view your debt-service coverage. We also coordinate with your accountant and attorney to keep the process moving. Learn more about the full SBA loans program or explore other financing across South Bend.

Laurelhaven Capital Group 236 W Edison Rd, South Bend, IN 46601 (574) 376-8218

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Common questions

Common questions about business loans in Notre Dame

What types of businesses in Notre Dame qualify for SBA loans?+
Retail stores, restaurants, professional services, and light manufacturing operations that meet SBA size standards and demonstrate repayment ability qualify. Businesses near campus serving students, faculty, and visitors often fit the program when they show consistent revenue and a clear use of funds tied to growth or stabilization.
How long does SBA loan approval take in Notre Dame?+
Expect 45 to 90 days from application to closing, depending on lender workload and how quickly you provide tax returns, financial statements, and business plans. Laurelhaven Capital Group pre-screens your file to reduce delays and ensures you submit complete documentation upfront, which can shorten the timeline by several weeks.
Can I use an SBA loan to buy commercial real estate on Angela Boulevard?+
Yes. SBA 7(a) and CDC/504 loans both finance owner-occupied commercial property, including storefronts and mixed-use buildings. The property must house your operating business for at least 51 percent of its square footage, and you'll need a down payment and an appraisal that supports the purchase price.
Does Laurelhaven Capital Group charge upfront fees for SBA loan brokering?+
We earn compensation from the lender upon successful closing, so most clients pay no upfront broker fees. Every engagement is transparent: we explain our fee structure during the first conversation and never surprise you with hidden charges. You'll know costs before you sign any agreement with us or a lender.

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Why South Bend owners trust Laurelhaven Capital Group

Licensed Commercial Loan BrokerState-licensed to arrange business financing on your behalf.
Broker, Not a LenderWe shop your deal across multiple lenders — we don't fund loans ourselves.
No Upfront FeesYou pay nothing to apply or get matched with a lender.
Confidential & SecureYour financial information is never shared without your consent.
Local to South Bend, INBased in South Bend, IN, with on-the-ground knowledge of local lenders and licensing.
National Lender NetworkAccess to lenders coast to coast, not just those in your immediate area.
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